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2012 Financial Planner of the Year competition open for entries

The Financial Planning Institute of Southern Africa (FPI) has opened their call for entries for the 2012 Financial Planner of the Year competition. The award recognises the top professional financial planner and also honours outstanding financial planners from across South Africa. The FPI Financial Planner of the Year Award is the highest accolade a professional [...]

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One in three not able to retire

One in three South Africans believe that the government will take care of them in old age – a belief that contributes to the already enormous pressure o­n government to supply grants to pensioners who have neglected to save for retirement. The recently-released bi-annual Old Mutual Savings and Investments Monitor findings estimate that around 45% [...]

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Are you in-flow with your finances?

SA consumers are hoping for a better 2012 but only “in flow” consumers have reason to be optimistic. The consumer’s current own financial position and the influence of the South African economy are the two key drivers for consumers in 2012. According to Paul Slot, Director of Octogen, consumers should know if they are “in [...]

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A one year plan to improve your finances

By Liberty As we move into the New Year, it has become customary practice to devise a list of resolutions for the year ahead. Vaguely crafted good intentions won’t do it and don’t last the full year. You have to have a plan. Here’s a 12-month plan you may consider for the year ahead, which [...]

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Six steps to start a financially free 2012

By Warren Ingram CFP®, FPI 2011 Financial Planner of the Year The festive season is upon us, people need to carefully analyse their spending habits in order to enter into the New Year without financial constraints. Over the years, consumers have become victims of festive overspending. For many consumers the beginning of the year starts [...]

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Be aware of bogus investment opportunities

With tough economic times facing most South Africans, many are trying to find an affordable investment product that will guarantee them a high return, but if they haven’t done their homework they could be heading for financial ruin by falling prey to a bogus investment opportunity. According to Gavin Came, Chairman of the Financial Planning [...]

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Spend wisely for survival beyond festive season

There are no free lunches – which is why you will, out of necessity, suffer a guilt trip if you fail to exercise caution on spending during the festive season. That’s the message from the South African Savings Institute (SASI), which urges restraint in prudent preparation for demands on the pocket early on in 2012 [...]

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The risk to the professional of a workplace injury

Professionals such as doctors, veterinarians and engineers face a high risk of injury in their workplace every day. This is according to new statistics released by PPS, the financial services company focused on graduate professionals, which shows that 20% of PPS sickness claims are related to injuries. This is according to Dr Dominique Stott, Executive: [...]

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Rules of engagement when panic sets in

By Mark Saunders, acsis Institutional Asset Consultant Online dictionary, Wikipedia defines panic as “a sudden sensation of fear which is so strong as to dominate or prevent reason and logical thinking, replacing it with overwhelming feelings of anxiety and frantic agitation consistent with an animalistic fight or flight reaction. Panic may occur singularly in individuals [...]

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