In a major step in the right direction for diabetics, fully comprehensive life cover is now available for well controlled diabetics with type 1, 1.5 and 2 diabetes. The paradigm-shifting move means well-controlled diabetics are now offered fully comprehensive life cover, as well as disability and critical illness benefits. According to the World Diabetes Foundation, [...]
Archive | Risk
RSS feed for this sectionAlways improving the benefits
It is acknowledged by many that the South African life insurance industry is not only world class but ahead of many if not all of its peers. Head of Risk and Savings Marketing at Momentum, Kevin Letord, says that the South African long-term risk industry is ten years ahead of the world. And many of [...]
SCIDEP, did we crack it?
Critical illness benefits are necessarily complex products because they cater for complex, uncertain and unpredictable events. The only way for a life company to achieve consistent and objective decisions claim after claim is through detailed definitions and medical terminology. Although these definitions are not easily understood by financial advisers and consumers, it is unlikely that [...]
Stronger equity markets boost Life Insurance confidence
Life Insurance confidence continued to rise from its weakest levels – recorded at the end of 2008, after investor sentiment and stronger equity markets in the 4th quarter of 2009 helped push their financial fundamentals upwards. In a quarterly survey, the results of which were released today, Ernst & Young reports that life insurance confidence [...]
Don’t Leave Your Family Underinsured
Shock at Eskom’s proposed tariff hike, which would see an average family’s monthly electricity bill soar from about R760 to R3 000 by 2012, has highlighted just how quickly finances can change. It is therefore important that the insured regularly review their finances to ensure their families will be properly looked after in the event [...]
The Case for Age Rated Premiums
Life assurance is one of the few necessities in life that has consistently got cheaper over the last decade. Improving mortality, better technologies and selling practices, more informed clients and more (aggressive) competition have all helped to bring about sustainable cost reductions. Over and above this, the industry has devised a variety of pricing techniques, [...]
Tax Guide 2012
Latest Issue - 30 April 2012
In This Issue:
- Local and offshore ETFs
- Why stock selection is key
- Medical Survey - the cost of healthcare
- New player in life insurance market
Newsletters
Newsletter 17 May 2012: Lump sum versus debit order, 3 essentials for a confident investor
In today’s newsletter we look at investing with a lump sum or regular contributions – how do they stack up against each other? We also share three investment tips to cope with uncertainty. Being right about muddle-through hasn’t made investing any easier Most predicted that politically and often economically the year 2012 would be a [...]
