By Warren Ingram CFP®, FPI 2011 Financial Planner of the Year The festive season is upon us, people need to carefully analyse their spending habits in order to enter into the New Year without financial constraints. Over the years, consumers have become victims of festive overspending. For many consumers the beginning of the year starts [...]
Tag Archives | financial planning
Control the Controllables
By Mark Cliff, PSG Asset Management Anyone with one eye on equity markets will be aware that there have been significant levels of volatility in these markets across the world and some pretty ugly draw-downs in the past few months. March was nasty, May and June were no joy-ride and August was downright horrible. [...]
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Future is positive for IFAs
Independent financial advisors have a positive future and, together with Masthead, can deal with the challenges facing our industry and the IFA, said Ian Middleton, managing director of Masthead. Addressing IFAs and their support staff at the organisation’s popular annual event for members, the Professional Development Days, Middleton sought to extinguish IFA doubt about [...]
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Charting your own course to financial security
By Nick Battersby: CEO of PPS Investments The past decade or so has seen significant change sweep through South Africa’s financial services industry. The accessibility of progressively clearer and more comprehensive investment detail have afforded investors more information both at the time of commitment and throughout the invested period. And the client-focused investment [...]
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Widows a latent threat to every adviser’s business
The biggest long-term threat to an adviser’s business may not be a market collapse, stringent regulation or rapidly rising costs. The latent, largely unrecognised danger could turn out to be the future widows of current clients. The ‘widow alert’ has been sounded by Sunél Veldtman, author and presenter of a popular series of workshops [...]
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The next decade for SA’s brokers
By Justus van Pletzen – newly appointed CEO of the FIA The financial services advice industry has faced numerous challenges during the past decade and is certain to face more in the years ahead. An ongoing challenge for all of us, which also forms part of a collective global effort, is to change the poor [...]
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Higher income earners penalised in recent Budget
By Nick Battersby, CEO at PPS Investments The national budget released earlier this year was well received from a savings perspective, with attempts to kick start savings at lower income levels and working towards a “preservation of savings” culture. However, embedded within the presentation lurked a few surprises for the retirement industry and for [...]
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Retail therapy makes your future look sick
Extended ‘retail therapy’ is under way in many families as summer sales prolong the festive splurge while Valentine’s Day promises to keep shop tills ringing even longer. However, the ringing in shoppers’ ears is probably a symptom of a sickening failure to implement New Year’s resolutions to save for retirement. The comment comes from Imara [...]
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Provisional tax – to file or not to file?
Have you checked the provisional tax status of your eFiling profile yet? If not, you might be surprised to see that all taxpayers are now loaded as provisional taxpayers i.e. with the ability to submit a provisional tax return. Why is this? SARS issued a media statement last year indicating that one needs only submit [...]
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Tax Guide 2012
Latest Issue - 30 April 2012
In This Issue:
- Local and offshore ETFs
- Why stock selection is key
- Medical Survey - the cost of healthcare
- New player in life insurance market
Newsletters
Newsletter 17 May 2012: Lump sum versus debit order, 3 essentials for a confident investor
In today’s newsletter we look at investing with a lump sum or regular contributions – how do they stack up against each other? We also share three investment tips to cope with uncertainty. Being right about muddle-through hasn’t made investing any easier Most predicted that politically and often economically the year 2012 would be a [...]
