Government’s planned retirement reforms are set to provide South Africans better protection and an enhanced deal from the financial services industry, yet if this new model is to prove successful, it is critical that reform is structured in a sustainable manner in the long term. This is according to Willem Loots, head of umbrella fund [...]
Tag Archives | retirement savings
Reg 28 enhances pension fund flexibility, but asset managers urge caution
Regulation 28 enables pension funds to invest more heavily in corporate debt, allowing greater opportunities and potentially enhancing returns, but with increased credit risk. “The limits now bestowed on retirement funds in respect of non-guaranteed Government debt (essentially corporate credit) have been increased from 25% to as much as 75%,” says Jason Lightfoot, a portfolio [...]
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SA hedge fund industry faces exciting period of opportunity
With significant changes expected on the regulatory front, South Africa’s hedge fund industry faces an exciting period of opportunity. Carla de Waal, Head of Funds of Hedge Funds at Novare Investments, pointed out that expected changes to Regulation 28 of the Pension Funds Act, which governs where and to what extent retirement funds can invest, [...]
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Investors avoid equities, pour billions into fixed interest
Propelled by record net inflows of R109-billion last year, the local collective investment schemes industry grew its assets under management to R927-billion during 2010 from R750-billion at the end of 2009. The bulk of the net inflows came in the fourth quarter of last year, when the industry attracted a record breaking R36-billion. Releasing the [...]
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Five investment challenges for 2011
Five investment questions to ask in the new year 2011 could be a difficult investing year – how and what decisions to make is a dilemma every serious investor faces. Below we have five investment questions that must be asked in 2011 before investing or moving your hard earned cash: 1. The market is expensive [...]
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Offshore investment as part of a retirement fund portfolio
An important objective for a retirement portfolio is to protect the buying power of an individual’s capital which was earned through many years of hard work. A crucial priority for institutions and private investors is therefore to construct portfolios which should consistently outperform inflation over time; hence the popularity of inflation (CPIX) plus type products [...]
Market volatility sees investors shift to balanced funds
The consistent high levels of volatility and uncertainty in the local and global markets is resulting in a growing preference among investors for balanced funds, rather than pure equity funds. “We have noticed a definite shift towards balanced funds over the past year as investors and financial planners increasingly choose to leave asset allocation decisions [...]
Tax Guide 2012
Latest Issue - 30 April 2012
In This Issue:
- Local and offshore ETFs
- Why stock selection is key
- Medical Survey - the cost of healthcare
- New player in life insurance market
Newsletters
Newsletter 17 May 2012: Lump sum versus debit order, 3 essentials for a confident investor
In today’s newsletter we look at investing with a lump sum or regular contributions – how do they stack up against each other? We also share three investment tips to cope with uncertainty. Being right about muddle-through hasn’t made investing any easier Most predicted that politically and often economically the year 2012 would be a [...]
