On 21 February 2011 an earthquake measuring 6.3 on the Richter scale tore through Christchurch, New Zealand. The second quake in six months claimed 148 lives and left the city with an estimated US$15 billion repair bill. Businesses have suffered too. The earthquake is the latest in a series of high-impact natural disasters playing out [...]
Tag Archives | risk
SA life industry shows clean bill of health
South Africans bought life insurance products worth R62-billion in new premiums last year, only 5% less than was spent on new recurring and single premiums in 2008 when R65.5-billion was received. Reporting back on the 2009 sales statistics for the South African long-term insurance industry, Peter Dempsey, deputy CEO of the Association for Savings and [...]
Controlled diabetics given access to fully comprehensive life cover and benefits
In a major step in the right direction for diabetics, fully comprehensive life cover is now available for well controlled diabetics with type 1, 1.5 and 2 diabetes. The paradigm-shifting move means well-controlled diabetics are now offered fully comprehensive life cover, as well as disability and critical illness benefits. According to the World Diabetes Foundation, [...]
Always improving the benefits
It is acknowledged by many that the South African life insurance industry is not only world class but ahead of many if not all of its peers. Head of Risk and Savings Marketing at Momentum, Kevin Letord, says that the South African long-term risk industry is ten years ahead of the world. And many of [...]
The Case for Age Rated Premiums
Life assurance is one of the few necessities in life that has consistently got cheaper over the last decade. Improving mortality, better technologies and selling practices, more informed clients and more (aggressive) competition have all helped to bring about sustainable cost reductions. Over and above this, the industry has devised a variety of pricing techniques, [...]
Risk and Risky considerations
Market corrections and rebounds often prompt investors to rethink their allocation toward risky assets within their investment portfolios. While rebalancing a portfolio due to extreme market movements may seem like an intuitive decision, it is more often than not borne out of the fear that the market has entered a new bear or bull phase. [...]
Tax Guide 2012
Latest Issue - 30 April 2012
In This Issue:
- Local and offshore ETFs
- Why stock selection is key
- Medical Survey - the cost of healthcare
- New player in life insurance market
Newsletters
Newsletter 17 May 2012: Lump sum versus debit order, 3 essentials for a confident investor
In today’s newsletter we look at investing with a lump sum or regular contributions – how do they stack up against each other? We also share three investment tips to cope with uncertainty. Being right about muddle-through hasn’t made investing any easier Most predicted that politically and often economically the year 2012 would be a [...]
