NetcarePlus products allows for affordable access to private healthcare
Accident or illness — these are usually what precedes the use of medical aid and are not pleasant experiences. Moreover, unforeseen costs can make an already trying situation go from bad to worse. NetcarePlus GapCare to the rescue.
More access and more options: Gap cover from Netcare acts as a shock absorber for costs not covered by medical aid and unexpected co-payments and softens the blow of an already trying event in someone’s life. With the right solution, financial constraints don’t need to compromise the quality of healthcare.
What sets NetcarePlus GapCare apart is that it widens access to quality healthcare beyond medical scheme limitations by providing shortfall cover for both in and out-of-hospital specialists. Plus, it takes care of shortfalls for emergency department costs that are not limited to accidents, day-to-day expenses when medical scheme limits have been reached or savings have been depleted, costs for high-risk pregnancies, and other maternity-related benefits.
NetcarePlus offers GapCare, GapCare300+ and GapCare500+, a comprehensive selection of gap cover for the shortfall in medical expenses to members on any medical scheme.
The problem NetcarePlus GapCare is solving
Change is urgently required to address the affordability challenges that employed people and their families face to access private healthcare. When the provision of care can be integrated with funding, this is possible without breaking family budgets and patients having to endure the tedious and often stressful tug-of-war between health funders and providers.
“As Netcare, through NetcarePlus’s products, we have a unique opportunity to provide a solution and creative options are needed now more than ever to answer to the complexities of the South African health environment for the benefit of more South Africans.”
Teshlin Akaloo, Managing Director of NetcarePlus.
Minimising financial strain
Many medical schemes have network restrictions limiting access to certain hospitals or specialists and do not always provide cover for shortfall expenses, leading to households being out of pocket. Shortfalls covered by NetcarePlus GapCare are for any hospital and are not restricted to the use of Netcare hospitals only.
Anyone whose shortfall is not covered might feel that the facilities and treatment options available are limited or even inaccessible due to financial constraints. However, in addition to the usual gap cover benefits offered, NetcarePlus GapCare — underwritten by Hollard Insurance Company Limited — provides the client with full access to all of Netcare’s extensive facilities.
“Life can be unpredictable, but healthcare costs don’t have to be,” explains Akaloo.
“Given the current climate of uncertainty and unemployment, there has never been a greater need for new, affordable ways to access private healthcare to ensure that taking care of medical needs does not impact household budgets with unexpected out-of-pocket expenses.”
A new, affordable way to get private healthcare well beyond the medical scheme limitations is here. Visit our website for more information.
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