Hollard discusses the pitfalls of underinsurance

How to avoid underinsurance

Your home is likely to be your most substantial financial investment. It’s also the absolute cornerstone of your lifestyle and family – it’s your security, your happy place, your stability, your castle. That’s why insuring it correctly is so important.  (more…)

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Draft tax amendment bills published for public comment

National Treasury and SARS published the 2017 Draft Taxation Laws Amendment Bill (TLAB) and the 2017 Draft Tax Administration Laws Amendment Bill (TALAB) earlier this week. The 2017 Draft Rates and Monetary Amounts and Amendment of Revenue Laws Bill (Rates Bill) was published on Budget Day. This suite of draft bills should give effect to […]

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‘A surprise but welcome cut in interest rates’

‘The surprise but welcome decision by the MPC to reduce interest rates by 25 basis points, despite the fact that there remain potential risks to the inflation outlook, emphasizes the SARB’s concern about SA’s growth prospects,” says Professor Raymond Parsons, economist at the NWU School of Business and Governance. “This is confirmed by the MPC’s […]

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Fading inflation brings more relief to consumers, says FNB as it cuts rates

Following the South African Reserve Bank’s Monetary Policy Committee (MPC) decision earlier today to reduce its repo rate by 0.25%, FNB confirms that it will cut its prime lending rate from 10,5% to 10.25%. The new rate will be applied from Friday 21 July 2017 on all prime-linked rates. (more…)

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How active is your passive strategy?

The term “passive”, when used in conjunction with an investment strategy, has been known to breed the common misconception that index tracking is system generated and, thus, an approach relatively devoid of active decision-making, says Kingsley Williams, Chief Investment Officer of the indexation capability for Old Mutual Investment Group’s Customised Solutions boutique. The reality, however, is […]

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Five tips to save during tough times

Challenging economic conditions often come with a lot of uncertainties, and consumers will find themselves hard-pressed, but it’s still important to make room for saving and continue practicing prudent financial habits. (more…)

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How to choose the right funeral plan

One of SA’s registered insurers says that it is important that the industry does what it can to ensure that funeral plans are exactly what they should be – safe and reliable. (more…)

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Options for investors during times like these

By Johann Smith, Head of Sales, PSG Wealth. For the last two years, our market has been flat, delivering barely positive returns. Many investors feel the pressure during times like these, often asking their advisers: “What should I do now?” (more…)

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Moving from renting to buying

If you’ve been renting for a while and are ready to take the next step to buying your own home, you need to do your homework and know exactly what you are getting yourself into. (more…)

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Four ways to save on insurance

By Luzanne Wait, Short-term Insurance Adviser at PSG Jeffrey’s Bay. (more…)

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