Inflation and ill health main concerns in retirement

Not having enough money to retire due to the effects of inflation on savings is the greatest retirement concern for many South Africans. This was a key finding of the 2013 Old Mutual Retirement Monitor, which measures pre-retirement perceptions among working South Africans. Craig Aitchison, GM of Customer Solutions at Old Mutual Corporate, says respondents […]

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Take advantage of value in the marketplace

There are various factors which contribute towards being a successful investor, but one of the most important is to distance investment decisions from the many stories, rumours and speculation which abound in the market place. This is according to Piet Viljoen, Chairman of RE:CM, a value based asset manager, speaking at the recent Shifting Perspectives […]

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How much is enough to retire on?

If you’re 45 and older, you’ll know that life in the 45 plus lane is anything but boring! But do you know that the Retirement Expo 2013, with presenting sponsor Efficient Group, is designed for you and about you, now and in the future? That’s right, health, wealth and happiness and how to achieve all […]

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The matter of validity – can you trust the Trust Deed?

By Trinette Hartley, Fiduciary Specialist at Glacier by Sanlam and FISA member You may have complied with all the requirements of creating a valid trust but how effective, practical and up to date is the trust deed? Was it correctly drafted in the first place or will the person who drafted the deed, when called […]

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Managing risk through diversification – understand the complexities

Diversification is an age-old risk management practice in which investors reduce their exposure to negative events by placing their wealth in different assets. However, it is not always easy to get right, even for those with experience and understanding, says Windall Bekker, Partner at REZCO Asset Management. Bekker clarifies that from an asset class perspective, […]

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How much does it take to be wealthy?

How much does it take to be wealthy? Would others consider you wealthy? That would depend on where in the world you live, reveals a new poll carried out by the world’s largest independent financial advisory organisation. The deVere Group survey finds that in Hong Kong the average level of wealth someone would need to […]

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Retiring comfortably – it’s what you do with your savings that counts

The Efficient Group, a JSE-listed financial services and asset management company, has partnered with this year’s Retirement Expo as presenting sponsor to take its message to the market – it’s not only how much you save that counts for a comfortable retirement, it’s how well you plan. Heiko Weidhase, Chief Executive Officer at Efficient Group, […]

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African growth and the role of business schools

By Frik Landman, head of the University of Stellenbosch Business School’s (USB) private company: USB Executive Development The challenges facing Africa are enormous, and incontestable. Much has been said and written about the economic, social and environmental inequalities confronting us on this continent. Yet, this very same landscape is endowed with more than 60% of […]

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Compliance cost blindspot in pension reform plan

There’s a potential blind-spot in current plans for pension reform, according to Absa Consultants & Actuaries (ACA), a Johannesburg-based member of the Absa Group with strong focus on the statutory savings industry. National Treasury is to be congratulated on suggesting many new approaches to reduce cost impacts on the final benefits received by retirees, says […]

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Notes from the Nigerian frontier

By Mark Mobius (pictured on the street in Nigeria) Many frontier markets continue to stand out as particularly attractive to us right now, as a number of developed and even some established emerging markets have been experiencing a few soft GDP growth trends this year. Frontier markets are considered a subset of emerging markets, often […]

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