Spring cleaning and home maintenance could reduce risk of financial losses for homeowners

With the weather slowly warming up, many South Africans are using the good weather to do spring cleaning and Do-It-Yourself projects around the home. During this time, it is essential that homeowners understand the importance of regular checks and comprehensive maintenance in order to minimise any future damage, as well as mitigate the risk of […]

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Adding value through efficiency in difficult times

Bestmed, one of the top five open medical schemes in South Africa, today announced its weighted average increase on gross contributions income at 8.59% for 2015, 0.11% less than what it was for the year 2014. The Scheme announced the increase at its product launch on 26 September 2014, in Johannesburg, which was simultaneously streamed […]

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Five things to consider when selecting a unit trust fund

By Glacier Research, Glacier by Sanlam With the universe of collective investment schemes, or unit trusts, growing almost daily, it’s easy for investors to select a name they know or to invest with a fund that may have received favourable media coverage in recent months. But not doing enough ‘homework’ may result in an investor’s […]

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Evolution of financial advice

Regulators must get broker remuneration right to ensure wider access to financial services products Hundreds of independent financial advisers (IFAs) gathered at an industry summit in Rosebank, Johannesburg yesterday hoping to find out how proposed regulatory interventions may impact the sustainability of their livelihood and their ability to adequately service their clients. South African IFAs […]

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Economic update

From Old Mutual Wealth Rate hikes still loom It was a busy week for central bank watchers. The US monetary policy body, the Federal Open Markets Committee (FOMC) reduced its monthly bond-buying programme by another $10 billion, and is set to completely end this programme by October. At that point its balance sheet will have […]

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One term only for Governor Marcus

I have really enjoyed Gill Marcus as our Reserve Bank Governor – I think she has not only done a superb job, she has said what needed to be said about the SA economy – without getting emotional, and her credibility as a professional, cool, inclusive leader is high. I was very sad to hear […]

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The sub $100bll oil price

Do the Saudis still hold all the cards and is a risk premium still justified? By Richard Robinson, Fund Manager at Ashburton Investments We thought we would use this opportunity to comment on a price move that has had many investors scratching their heads. Oil price moves of over 15% are certainly not uncommon, but […]

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Cash starved in retirement … the risk entrepreneurs forget

Entrepreneurs know all about business risk and cash flow risk, but there’s one risk they often forget … the risk of winding up broke once they retire. The prospect of being successful in business but cash starved in retirement has been highlighted by Lara Warburton, managing director of Imara Asset Management South Africa, a company […]

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Analysing the Council for Medical Schemes’ Annual Report

The latest annual report by the Council for Medical Schemes (CMS) has raised some concerns about the largely stagnant medical scheme membership growth of 1.1% in the past year and has flagged the importance of growing younger and healthier members if the industry is to remain sustainable. Alexander Forbes Health, a leading corporate healthcare consultancy […]

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Over 2 000 South Africans empowered in Financial Planning Week

The Financial Planning Institute of Southern Africa (FPI) recently facilitated free financial planning sessions, to more than 2 200 South African’s during its annual Financial Planning Week. The sessions, emphasised the importance of safeguarding one’s financial future, through educating consumers on planning and managing their finances. During this week, everyday consumers were exposed to tools […]

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