Tag Archivesfinancial planning


Demystifying Trusts

By Theunis Ehlers, Citadel Fiduciary Partner. We are often asked about trusts, what their purpose is and how they function. A trust is essentially a contract between the Founder and the Trustees who undertake to manage the trust assets for the benefit of the beneficiaries. (more…)

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Eunice Sibiya, Head of Consumer Education at FNB

Financial planning as a single parent

Education, groceries, clothes and entertainment are some of the costs that parents must provide for their children. However, for some single parents the weight of expenses can be immense because they only have one income. (more…)

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What customers want… Why trust is the cornerstone of financial planning

Regulators and financial planning professionals agree – financial sector regulation must promote access and inclusivity; ensure positive financial outcomes for consumers; and promote trust in advice, the financial planning profession and financial products. This is the message from a panel debate on regulatory change, held on the first day of the 2017 FPI Professionals Convention […]

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Eric Enslin

Tips for managing a new inheritance

Becoming a wealthy individual overnight can be overwhelming and challenging for heirs who are not adequately prepared for the transition. Eric Enslin, CEO of FNB Private Wealth and RMB Private Bank, says a majority of high-net worth individuals and families are advised well in advance to prepare heirs for their inheritance, but circumstances often do not allow everyone […]

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Paul Bosman, Fund manager, PSG Asset Management

Avoiding value traps when investing

When investing for the long run, it’s important to find undervalued securities that have enough potential to earn long-term capital returns. But there’s one inherent danger: the risk of investing in a company that is cheap for good reason – a ‘value trap’. (more…)

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Riaan Strydom

Five steps to put spring back into your finances

By Riaan Strydom, Financial Adviser, PSG Wealth, Mill Park, Port Elizabeth September ushers in spring and often represents a time for spring cleaning, in anticipation of a fresh start. Why not assess your financial plan as part of your spring cleaning efforts? Below are five steps to take. (more…)

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Yvette Harris Principal Consultant at Simeka Consultants and Actuaries1

What power do women have over finances?

On average women tend to outlive men by up to seven to ten years, according to the World Health Organisation (WHO); additionally they have longer breaks away from work due to maternity leave and generally earn 15% to 17% less than their male counterparts. All these factors impact a woman’s ability to save effectively for retirement, […]

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Mellony Ramalho

Financial planning for newlyweds

If you are getting married soon or have recently tied the knot, you will know that building your life together can be overwhelming. There are so many things to consider. “One of the most important factors to discuss and agree on is your financial health as a couple,” says African Bank’s Group Executive: Sales, Branch […]

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