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Insurance solutions for an emerging market economy

Underinsurance, high premiums, and insufficient contribution to the incremental development of local financial and intellectual capacity by reinsurers are but a few of the obstacles to emerging economies – and the short-term insurance sector in these markets. Insurers, however, can turn this around. (more…)

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Christelle Colman, Managing Director of Elite Risk Acceptances

The power of a personal brand

Women in South Africa are earning 27% less than their male counterparts. This is according to the 2017 Pulse of the People report run by IPSOS. The report, which surveyed more than 3 500 employed South Africans across various occupations and regions, revealed that this gap was even wider among top earners, with men earning […]

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Mandy Barrett

Is your golfing insurance on par?

Golfing is steadily growing as a favoured pastime and golf estate living is a lifestyle that increasing numbers of South Africans are embracing.  People are drawn to the allure of country living in the heart of the city that addresses security concerns and eliminates the need for 6-foot walls and electric fencing, offering unobstructed views […]

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Bertus Visser, Chief Executive of Distribution at PSG Insure

Insuring your business against cyber crime

The recent hack at one of SA’s largest insurers has been a wakeup call for many local businesses that have maintained a fairly relaxed approach to cybersecurity. As the biggest SA breach to date, it dominated the headlines, but the reality is that cyber security issues have been creeping up on us for some time, […]

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Fighting fire by managing risk

Property and business interruption losses as a result of wildfire have increased dramatically in South Africa. Managing fire risk is every property owner’s responsibility as experts warn that the world is becoming warmer and drier, increasing the chances of unwanted wildfire. (more…)

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Electricity and your home

Homeowners are at risk of having their insurance claims rejected if it is found that they are not in possession of a valid Electrical Certificate of Compliance (ECOC) for their property. (more…)

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Beware of low insurance premiums: OSTI

When insuring valuable property, the duty is on you, as the owner of the property, to make sure that sufficient cover is provided by the policy before purchasing the insurance product, warns the  Office of the Ombudsman for Short-Term Insurance (OSTI). “An insurance policy is a binding contract, which, like any other type of contract, […]

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Surviving rising costs without losing out on insurance protection

The increase in the value-added-tax rate to 15% in April has South Africans tightening their belts a little more, but overall the economic mood is lifting and opening the door to improved sentiment and business confidence. (more…)

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