Liberty has launched a unique structured investment opportunity that lets South Africans invest in a carefully selected portfolio of global Artificial Intelligence (AI) driven companies. This offering comes alongside a 7th tranche of the insurer’s popular Structured Global Performer portfolio which offers opportunities in some top performing international companies.
In launching these updated offerings Liberty says the demand for structured investments has grown, particularly among affluent investors seeking offshore exposure while maintaining a degree of capital protection. These solutions offer a balance between growth potential and downside protection, making them ideal for investors navigating through uncertain markets.
AI investing for the long-term
The new Liberty Structured Global Performer AI V1 portfolio is based on the MSCI Global Artificial Intelligence 5% Decrement Index, which tracks companies that form part of the broader AI ecosystem. This includes businesses enabling AI through their products and services, as well as those integrating AI to enhance their core operations.
“AI is transforming how we live, learn, and work. From an investment perspective, it represents one of the most significant growth themes of our time,” says Luvhani Makoni, Lead Specialist for Investment Propositions at Liberty.
Taking your money global with Liberty
Alongside this opportunity to invest in AI aligned companies, Liberty is also offering a 7th tranche of its popular Structured Global Performer portfolio which focuses on exchange leading companies in the US and Europe with an equal weighting of 50% to both the American S&P 500 and the Euro Stoxx 50 indices. “This basket of indices has been part of Liberty’s proposition since 2018, with previous structures delivering on the promised minimum returns at their respective maturity dates,” Makoni says.
The advantages of investing with Liberty
The AI V1 portfolio offers Indicative yields of 12.50%* p.a. for individuals and 11.38%* p.a. for companies, while the Global Performer V7 offers 7.15%* p.a. for individuals and 6.46%* p.a. for companies. There are also allocation enhancements, a 1% allocation enhancement for lump sum investment amounts over R1 million and 2% for lump sum investment amounts over R3 million.
In terms of capital protection, downside protection applies if the basket does not fall by more than 30% over the 5-year term**. And there is no currency risk, as the investment is denominated in rands. These structured portfolios are offered via an endowment; Liberty’s Evolve Investment Plan and Evolve Investment Plan (Sinking Fund) which provides clients with tax efficiency and helps them with estate planning.
The closing date for contributions to both investments is 28 November 2025 and the minimum entry amount is R250 000.
Both portfolios are fixed-term products over five years, giving investors clarity on potential outcomes and peace of mind.
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