What does history teach us about living annuities?

drawdown & failure rates

Retirement can be a daunting prospect. Not only is it a time of personal adjustment, but it is also a time to make financial decisions that will impact your lifestyle for the rest of your life. Retired investors commonly face the dilemma of either maintaining a certain lifestyle or adjusting it in order to preserve […]

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Delicate negotiations in Zimbabwe may continue for a few more days

For the second time in less than ten years, the security services are again the supreme governing authority in Zimbabwe and have received political cover for their intervention by South Africa and China. This is according to Dr Robert Besseling of Ex Africa Business Risk Intelligence. (more…)

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Insurance and holiday letting

With the rise of the ‘sharing economy’, many property owners are renting out their homes to locals and foreigners over the holiday season, with platforms such as Airbnb, Houseswop and local variants such as Wheretostay making it easy. (more…)

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How countries ensure the success of Citizenship by Investment programmes

CEO of Monarch&Co, James Bowling says there are various measures that countries implement to ensure the future sustainability of their Citizenship by Investment (CBI) programmes. (more…)

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Key considerations when investing offshore

By Grant Meintjes, Head of Securities, PSG Wealth. It’s 10 years since the beginning of the global financial crisis, and investors are more aware than ever of how portfolio diversification can help protect their investments. These days, a diversified investment portfolio should include both local and international shares. (more…)

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South Africa needs to wake up, work together and innovate

By William Mzimba, Chief Executive of Accenture South Africa and Chairman of Accenture Africa. We are living in an era of abundance – we have all the resources required to solve humanity’s biggest challenges. The activating ingredient is the ability to innovate. However, in South Africa, the results of the Accenture’s 2017 Innovation Index show […]

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Are financial advisers ready for RDR’s Phase 2?

As the various phases of Retail Distribution Review (RDR) unfold in the years to come – with Phase 1 likely to be effective in January 2018 – it will become increasingly important for financial advisers and intermediaries to plan ahead and start gearing their businesses for a post-RDR scenario. In Phase 2 and 3, advice […]

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How to stay financially fit in a health crisis

Each year, 100 000 South Africans are diagnosed with cancer and, thanks to the focused awareness campaigns that feature on the calendar each year, we’re better informed about the many (over 200) types that exist, as well as their symptoms and treatment.  However, what’s less well understood, says Hollard Life Head of product and Technical, […]

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Local investors not deterred by turbulent investment climate

The local Collective Investment Schemes (CIS) industry continues to attract steady net quarterly inflows as local investors seem undeterred by the current turbulent political and economic environment. (more…)

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Education and collaboration key to driving sustainable responsible investing practice 

Socially responsible behaviour is becoming the new normal, particularly amongst millennials – and is set to drive demand for more responsible investment practices in the financial industry. (more…)

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Do South African investors have unrealistic return expectations?

The Schroders Global Investor Study 2017 – a survey of over 22,000 wealth investors* across 30 countries, conducted by global asset management firm, Schroders – has revealed that over the next five years, South African wealth investors* expect to make an average annual total return of 13.3%, which is significantly higher than the global average […]

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