Tag ArchivesPSG Wealth

Adriaan Pask, CIO at PSG Wealth

Is age 45 too late to start saving for retirement?

Author:  Adriaan Pask, Chief Investment Officer, PSG Wealth In its simplest form, saving for retirement depends on three factors: time, contributions and returns. If you lag behind in one area, you’ll have to pick up the slack elsewhere. Although you can shift your focus between these three factors, you cannot neglect any of them for […]

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Jac-de-Wet-1

Compound interest adds up to a comfortable retirement

If statistics are anything to go by, many South Africans delay saving for retirement. When we are young, retirement seems just a speck in the future, and other life expenses and events distract us. (more…)

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Jac-de-Wet1

Compound interest adds up to a comfortable retirement

If statistics are anything to go by, many South Africans delay saving for retirement. When we are young, retirement seems just a speck in the future, and other life expenses and events distract us.  (more…)

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Shreekanth Sing, Technical Legal Adviser, PSG Wealth

What you need to know about retirement saving

AUTHOR: Shreekanth Sing, Technical Legal Adviser, PSG Wealth Retirement funds offer tax-free growth and tax-deductible contributions, making them the most efficient way to save for retirement and ensure you can retire financially secure. These include pension funds, provident funds and retirement annuities (RAs).  (more…)

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Jac de Wet

Checklist: How to retire with enough money

To be part of the 6% of South Africans able to retire comfortably, you need to actively plan for a better retirement. Apart from starting as early as possible, Jac de Wet, National Head of Sales at PSG Wealth says there are six steps you can follow to maximise your retirement savings, giving you a […]

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Jan-van-der-Merwe

RA or TFSA? How to maximise your retirement savings

Jan van der Merwe, Head: Actuarial and Product at PSG Wealth If you still want to take advantage of this year’s tax exemptions, the clock is ticking. What is the best way to maximise your savings? Theoretically, the most efficient option is investing in a retirement annuity (RA) before investing any excess amounts in a […]

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water

It will rain again: Financial lessons we can learn from the drought

By Richus Nel, financial adviser at PSG Wealth. Last summer, Cape Town narrowly avoided a “Day Zero” scenario. Had Day Zero manifested, Cape Town would have faced one of the biggest humanitarian crises in our history. The prospects of taps running dry (together with the measures taken), can teach us a number of important financial […]

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John-Cranke-small

Better late than never? Not for your medical cover

By John Cranke, Financial Adviser, PSG Wealth Employee Benefits Midlands When we’re young and healthy, it’s difficult to imagine needing medical cover, and often getting this in place falls by the wayside. Delaying, however, can cost you considerably more than the monthly premium you’d pay, particularly if you are in your mid-30s and up. The […]

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