Tag Archivesretirement


Facilitate the right choices today for financial wellness tomorrow

Partnering with the right umbrella fund can reduce the inherent conflict between saving for retirement and spending on more pressing day-to-day expenses. Katherine Barker, Head of Momentum FundsAtWork, says that this conflict, which inevitably impacts negatively on retirement outcomes, can be lessened by proactively encouraging certain pre-retirement behaviour. (more…)

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Floris Slabbert

Which annuity should you choose?

We already know that how, where and with whom we invest our money is important, especially when investing for retirement. A healthy retirement fund is usually the result of long-term financial discipline and a signature of hard work. It is also crucial to unlocking the glory of our golden years. So how do we go […]

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Eunice Sibiya, Head of Consumer Education at FNB

Financial planning as a single parent

Education, groceries, clothes and entertainment are some of the costs that parents must provide for their children. However, for some single parents the weight of expenses can be immense because they only have one income. (more…)

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Lesley-Ann Morgan (sml)_7580

As much income as possible at retirement, thank you

Megatrends in default investment strategies: What we can learn about post-retirement investment strategies from the UK and Australia. Last week at private dinner engagements hosted by Sanlam Investments in Johannesburg and Cape Town, Lesley-Ann Morgan, Global Head of Defined Contribution and Retirement Strategies at Schroders UK, shared fascinating insights into post-retirement default strategies and drew […]

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Sara Herbert

Steps approved to action retirement fund reform

The next significant step in Government’s reformation of the retirement fund industry was taken last month (25 August 2017) and saw the implementation of the final retirement funds default regulations on 1 September 2017. Existing funds, however, have until 1 March 2019 to comply. (more…)

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Retirement lifestyle villages ‘increasingly attractive’

“Most older people would prefer to remain in their homes for as long as possible,” says Arthur Case, Chief Executive Officer of one of SA’s largest providers of retirement living – Evergreen Lifestyles. “But what is crucial is to decide early on what that home is. Are we thinking about staying on in our family […]

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How South Africans can improve their savings for retirement

Working out how much an average South African needs to retire comfortably is theoretically a simple process: actuaries calculate a figure taking into account the Consumer Price Index (CPI), expected rises in inflation and the cost of living, and the percentage of the salaries that people would need to save in order to offset those […]

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Paul Leonard

Paying the taxman

By Paul Leonard CFP®, Regional Head: E Cape, Citadel. Tax season – the period during which you are required to submit your annual income tax return – started on 1 July and is now in full swing so I thought it would be interesting to look at how long we work for the taxman in […]

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