In an effort to ensure quality service in the face of medical inflation, many Medical Aid Schemes have implemented networks of Designated Service Providers (DSPs). This helps control costs and means Medical Aids can offer discounted plans that restrict members to these networks. For members of the Medical Aid Scheme, this means that should you make use of a DSP, your treatment will generally be covered in full, especially for Prescribed Minimum Benefit (PMB) conditions. However, there are often penalties involved with making use of a non-DSP. Understanding how DSPs work and how gap cover can help is critical to making the most of your medical aid coverage. (more…)
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